Have you ever heard the expression "I have more month than money", or "I'm so broke I can't pay attention"? These expressions are common to most of us living paycheck to paycheck. We always want better for our children. We would like our children to become adults free from a consumer lifestyle, and have financial FREEDOM. Do your children understand terms like "Consumer Awareness", "Bargain Shopping", "Investing and Retirement", "Depreciation", and "Predatory Lender"? These are terms we want them to understand before they become financially independent.

If you have ever listened to Dave Ram...