Helena, Mont.- Last week we saw significant snowfall across the State. This is excellent news for our farmers--they could use the moisture, but, for many of us, this poses a flood risk when we have the inevitable spring runoff.

"Last June, the Yellowstone river near Edgar hit a record high crest damaging property and surrounding homes with floodwater. Take time to evaluate your risk of flood damage." Downing goes on to say, "Now is the time to review your property insurance. Are you in an area where there is a risk of flooding? If so, now is a good time to make sure you're insured for floo...